CREDIT IMPROVEMENT TAKES TIME & COMMITMENT
Credit improvement is not an overnight process. Every credit profile is different, and results and timing will vary. Successful credit improvement requires consistency, patience, active credit monitoring, timely responses, and responsible credit habits while the process is underway. ALLG does not guarantee specific deletions, score increases, or results.
STEP 1 — COMPLETE YOUR CREDIT INTAKE
The client completes the ALLG Credit Improvement Intake Form and uploads their valid photo ID and proof of residence directly inside the form.
STEP 2 — SET UP REQUIRED CREDIT MONITORING
Active IDClub 3-Bureau Credit Monitoring is required so ALLG can review your Experian, Equifax, and TransUnion credit information throughout the process. IDClub is a separate third-party expense and is not included in ALLG plan pricing. Current promotional pricing, if available, will be displayed directly by IDClub when you enroll.
STEP 3 — CHOOSE YOUR ALLG CREDIT PLAN
Monthly Plan
$189 TO START
Due at enrollment
Then $99/month
Automatically billed monthly.
Semi-Annual Plan
$497 Prepaid
One prepaid payment of $497 covers 6 months of credit improvement services.
OPTIONAL DISPUTE LETTER MAILING — $9
When dispute letters are prepared, clients may mail the letters themselves using ALLG’s provided mailing instructions or use the available $9 mailing option.
Third-party credit monitoring is separate and not included in these prices.
WHAT HAPPENS AFTER ENROLLMENT
ALLG generally works through your credit profile in approximately 45-day dispute cycles, reviewing updates to your reports and preparing appropriate disputes based on your individual profile. Credit improvement requires consistency, communication, and participation throughout the process, and clients should continue responsible credit-building habits while services are underway.